From their lakefront studio in New York's Putnam Valley, Victor and Kim Milt channel a far-flung creative team into an interactive video magazine for Citibank.

Victor Milt's got moxie--

and antennae for well-timed, original projects. Milt's brain seems predisposed to receiving streams of daily creative programming, much of it related to leading-edge technology, all of it grist for his professional pursuits. It's this mix of fine-tuned determination and talent for tuning in to the moment that first prompted Milt, in the late 1960's, to leave a burgeoning career as a still photographer for a shot a directing broadcast commercials. It's what gave him the guts, 15 years later, to move his Manhattan-based directing career, with his producer wife, Kim, upstate to their Putnam Valley home when their children were still young enough to appreciate it. And it's what convinced him, in 1995, to go interactive.